Your Roadmap to Success
Buyer Readiness Checklist
Follow these steps to ensure a smooth and successful home purchase.
Get Pre-Approved for Financing
Understand your budget and strengthen your offer
Define Your Must-Haves
Location, size, features, and lifestyle needs
Research Neighborhoods
Schools, amenities, commute times, and community vibe
Schedule Property Viewings
See homes in person and assess condition
Make an Informed Offer
Competitive pricing with expert guidance
Complete Home Inspection
Identify any issues before closing
Finalize Financing
Lock in your mortgage rate and terms
Close the Deal
Sign documents and get your keys!
Understanding the Numbers
Financing Basics
Mortgage Pre-Approval
Get pre-approved to know your budget and show sellers you're serious. I can connect you with trusted lenders.
Down Payment Options
Typically 5-20% of purchase price. First-time buyers may qualify for special programs with lower requirements.
Closing Costs
Budget 1.5-4% of purchase price for legal fees, land transfer tax, title insurance, and other closing expenses.
Mortgage Types
Fixed vs. variable rates, open vs. closed mortgages. We'll help you understand which option fits your situation.
Mortgage Calculator
Calculate your estimated monthly payments
Monthly Payment
$2,456
Principal & Interest only
Loan Amount
$400,000
Total Interest Paid
$336,905
Total Amount Paid
$736,905
Note: This calculator provides estimates only. Actual payments may include property taxes, insurance, HOA fees, and mortgage insurance (if down payment is less than 20%). Contact your mortgage broker for a detailed pre-approval and accurate payment breakdown.
Explore Your Options
Popular Neighborhoods
Windermere, Edmonton
Family-friendly community with excellent schools, parks, and shopping. Quick access to Henday and Whitemud.
Aspen Woods, Calgary
Upscale neighborhood with mountain views, top-rated schools, and proximity to downtown Calgary.
Oliver, Edmonton
Urban living at its best. Walk to downtown, river valley trails, restaurants, and entertainment.
Bridgeland, Calgary
Trendy inner-city community with character homes, local shops, and easy LRT access.
Common Questions